DIRECT DEBITS and PAYMENTS

Our partners offer secure and efficient options to also address those who would like to process their payments via a bank account.

Key Benefits:

• Acquire new customers
  
• Achieve higer sales
  
• Increase market share
  
• Increase turnover rate
  
• Fully Integrated Bank and Payment System Solution
  
• Automatic Processing (in real time or batched)
• Automatic currency conversion possible - Secure data transmission (SSL encrypted)
• Easy connection to the system via XML interfaces - Automatic check of transaction data provided
• High availability (24 hours a day, 365 days a year) - Administration via an Account Management System (ACM)
  
  Payment systems that rely on cards only exclude significant customer potential. Whereas only 10 to 25% of the customers in Europe use credit cards, nearly all of them have a bank account and many prefer debits or payments.
  
  Our partner offer a solution for efficient and secure payment from bank accounts, the Electronic Funds Transfer (EFT). This system integrates three account-related options: Direct debit, Paymentand Payment in advance.

Our partner offers merchants processing of EFT transactions in real-time or deferred to the end of the business day. Via a unique identifier, direct debits and credits are automatically allocated to payment, product or purchaser by the our partner?s payment system, and are booked on the same day for merchants with an account at the Wirecard Bank.

The advantages are evident: Utmost efficiency, minimal risk and maximum transparency.